:root { color-scheme:dark; --ink:#edf4ef; --muted:#aab9b0; --line:#30443a; --paper:#09251d; --surface:#17291f; --green:#51c491; --green-soft:#173b2d; --red:#f38a84; --red-soft:#452927; --navy:#d7eee0; --shadow:0 16px 50px rgba(0,0,0,.28); }
* { box-sizing:border-box; }
body { margin:0; min-width:320px; background:radial-gradient(circle at 16% -8%,rgba(65,177,123,.12),transparent 32%),radial-gradient(circle at 88% 16%,rgba(12,138,97,.07),transparent 30%),var(--paper); background-attachment:fixed; color:var(--ink); font-family:Manrope,system-ui,sans-serif; zoom:1.2; }
.app-shell { max-width:1180px; margin:0 auto; padding:24px 32px 36px; }
.topbar { display:flex; justify-content:space-between; align-items:center; padding-bottom:52px; }
.brand { color:var(--ink); font-weight:800; font-size:19px; letter-spacing:-.7px; text-decoration:none; display:flex; align-items:center; gap:9px; }
.brand-mark { width:27px; height:27px; display:grid; place-items:center; color:#fff; background:var(--navy); border-radius:9px; font-family:Georgia,serif; font-size:17px; }
.topbar-note { color:var(--muted); font-size:13px; margin:0; }
.intro { max-width:725px; margin-bottom:38px; }
.eyebrow { color:var(--green); font-size:12px; font-weight:800; letter-spacing:.13em; text-transform:uppercase; margin:0 0 13px; }
h1 { margin:0; font-size:clamp(34px,5vw,57px); line-height:1.08; letter-spacing:-.055em; max-width:690px; }
.intro-copy { color:var(--muted); line-height:1.65; max-width:600px; font-size:16px; margin:18px 0 0; }
.calculator { display:grid; grid-template-columns:minmax(300px,.87fr) minmax(420px,1.35fr); background:var(--surface); border:1px solid var(--line); box-shadow:var(--shadow); border-radius:20px; overflow:hidden; }
.input-panel,.outcome-panel { padding:31px; }
.input-panel { border-right:1px solid var(--line); }
.panel-heading { display:flex; align-items:center; justify-content:space-between; margin-bottom:27px; }
h2 { font-size:17px; letter-spacing:-.035em; margin:0; }
label { font-size:12px; color:#43534d; font-weight:800; display:block; margin-bottom:8px; }
.ticker-row { display:flex; gap:8px; }
input { font:inherit; color:var(--ink); }
#ticker { width:100%; border:1px solid #b9c9c1; padding:11px 13px; border-radius:9px; font-family:"DM Mono",monospace; font-weight:500; text-transform:uppercase; outline:none; }
#ticker:focus,.money-input:focus-within { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }
button { border:0; border-radius:9px; background:var(--navy); color:#fff; font:700 12px Manrope,sans-serif; padding:0 15px; cursor:pointer; white-space:nowrap; transition:background .15s,transform .15s; }
button:hover { background:#22594b; transform:translateY(-1px); }
.field-hint { color:var(--muted); margin:7px 0 21px; font-size:11px; }
.quote-card { display:flex; justify-content:space-between; align-items:center; padding:15px 16px; background:#f1f6f3; border-radius:11px; margin-bottom:25px; }
.quote-label,.quote-price,.quote-change { margin:0; }
.quote-label { color:var(--muted); font-size:11px; font-weight:700; }
.quote-price { margin-top:3px; font-family:"DM Mono",monospace; font-size:20px; font-weight:500; letter-spacing:-.05em; }
.quote-change { font:500 13px "DM Mono",monospace; }
.positive { color:var(--green); }.negative { color:var(--red); }.neutral { color:var(--ink); }
.input-mode { display:grid; grid-template-columns:1fr 1fr; gap:6px; margin:0 0 15px; padding:4px; border-radius:10px; background:#edf3ef; }.mode-button { height:34px; padding:0 8px; background:transparent; color:#5f6f68; border-radius:7px; font-size:11px; }.mode-button:hover { background:#e1ebe5; transform:none; }.mode-button.active { color:var(--navy); background:#fff; box-shadow:0 1px 3px rgba(19,62,53,.12); }
.field-grid { display:grid; grid-template-columns:1fr 1fr; gap:13px; }.commission-grid { margin-top:14px; }
.money-input { display:flex; align-items:center; gap:3px; height:43px; padding:0 11px; border:1px solid #b9c9c1; border-radius:9px; transition:.15s; }
.money-input span { color:var(--muted); font-family:"DM Mono",monospace; font-size:13px; }.money-input input { width:100%; border:0; outline:0; font-size:13px; }
.shares-line { display:flex; justify-content:space-between; align-items:center; padding-top:21px; margin-top:21px; border-top:1px solid var(--line); color:var(--muted); font-size:12px; }.shares-line strong { color:var(--ink); font:500 14px "DM Mono",monospace; }.update-button { width:100%; height:43px; margin-top:18px; font-size:13px; }
.price-tag { display:flex; align-items:center; gap:3px; color:var(--navy); background:#edf3ef; border:1px solid #d6e4dc; border-radius:7px; padding:7px 9px; margin:0; font:500 13px "DM Mono",monospace; }.price-tag input { width:126px; padding:0; background:transparent; border:0; outline:0; color:var(--navy); font:500 13px "DM Mono",monospace; }.price-tag:focus-within { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }
.range-copy { display:flex; align-items:center; justify-content:space-between; color:#43534d; font-size:12px; font-weight:800; }.range-copy strong { color:var(--green); font:500 12px "DM Mono",monospace; }
.price-slider { appearance:none; width:100%; height:6px; border-radius:100px; outline:none; margin:20px 0 8px; background:linear-gradient(90deg,var(--green) 50%,#dbe4df 50%); }.price-slider::-webkit-slider-thumb { appearance:none; width:18px; height:18px; border-radius:50%; background:#fff; border:4px solid var(--green); box-shadow:0 1px 5px #789; cursor:grab; }.price-slider::-moz-range-thumb { width:12px; height:12px; border-radius:50%; background:#fff; border:3px solid var(--green); }
.range-labels { display:flex; justify-content:space-between; color:var(--muted); font:11px "DM Mono",monospace; }
.range-settings { display:grid; grid-template-columns:1fr 1fr auto; gap:10px; align-items:end; margin-top:18px; }.range-settings label { margin-bottom:6px; }.reset-range { height:43px; padding:0 11px; background:#edf3ef; color:var(--navy); }.reset-range:hover { background:#dcebe3; }.range-hint { margin:8px 0 0; color:var(--muted); font-size:10px; }
.tax-section { border-top:1px solid var(--line); margin-top:20px; padding-top:18px; }.tax-heading { display:flex; align-items:center; justify-content:space-between; gap:12px; }.tax-heading h3 { color:#43534d; font-size:11px; letter-spacing:.02em; margin:0; }.tax-toggle { display:flex; align-items:center; gap:7px; margin:0; color:#43534d; font-size:11px; cursor:pointer; }.tax-toggle input { accent-color:var(--green); width:14px; height:14px; }.tax-controls { margin-top:14px; }.tax-rate-input { display:flex; align-items:center; height:43px; padding:0 11px; border:1px solid #b9c9c1; border-radius:9px; }.tax-rate-input:focus-within { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }.tax-rate-input input { width:100%; border:0; outline:0; font-size:13px; }.tax-rate-input span { color:var(--muted); font:13px "DM Mono",monospace; }.tax-controls p { color:var(--muted); font-size:10px; line-height:1.55; margin:8px 0 0; }.terms-dialog { width:min(480px,calc(100% - 32px)); border:0; border-radius:16px; padding:28px; color:var(--ink); box-shadow:0 24px 70px rgba(18,35,30,.25); }.terms-dialog::backdrop { background:rgba(15,34,28,.48); }.terms-dialog h2 { font-size:25px; letter-spacing:-.045em; margin:0 0 13px; }.terms-dialog p:not(.eyebrow) { color:var(--muted); font-size:13px; line-height:1.7; }.terms-actions { display:flex; justify-content:flex-end; gap:8px; margin-top:23px; }.terms-actions button { height:40px; }.secondary-button { color:var(--navy); background:#edf3ef; }.secondary-button:hover { background:#dcebe3; }
.result-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:11px; margin:29px 0; }.result-grid article { border:1px solid var(--line); padding:14px; border-radius:10px; }.result-grid p { margin:0 0 7px; font-size:10px; color:var(--muted); font-weight:800; text-transform:uppercase; letter-spacing:.04em; }.result-grid strong { font:500 clamp(14px,1.65vw,19px) "DM Mono",monospace; letter-spacing:-.06em; }
.breakdown { border-top:1px solid var(--line); padding:20px 0 3px; }.breakdown-heading { display:flex; align-items:center; justify-content:space-between; gap:12px; margin-bottom:12px; }.breakdown h3 { margin:0; color:#43534d; font-size:11px; letter-spacing:.02em; }.breakdown-heading span { color:var(--muted); font-size:11px; }.breakdown dl { display:grid; grid-template-columns:1fr 1fr; gap:0 22px; margin:0; }.breakdown dl div { display:flex; justify-content:space-between; gap:8px; padding:8px 0; border-top:1px solid #edf1ee; font-size:11px; }.breakdown dt { color:var(--muted); }.breakdown dd { margin:0; color:var(--ink); font:500 11px "DM Mono",monospace; white-space:nowrap; }
.breakdown dl .breakdown-total { padding:8px 10px; background:var(--green-soft); border:1px solid var(--line); border-radius:8px; }.breakdown-total dt { color:var(--green); font-weight:800; }.breakdown .breakdown-total dd.positive { color:var(--green); }.breakdown .breakdown-total dd.negative { color:var(--red); }
.chart-wrap { border-top:1px solid var(--line); padding-top:20px; }.chart-heading { display:flex; justify-content:space-between; align-items:center; color:#43534d; font-size:11px; font-weight:800; margin-bottom:11px; }.chart-legend { color:var(--muted); font-weight:600; }.chart-legend i { display:inline-block; width:8px; height:8px; background:var(--green); border-radius:50%; margin-right:5px; }#profit-chart { display:block; width:100%; height:200px; }
.disclaimer { color:var(--muted); text-align:center; font-size:11px; line-height:1.55; max-width:700px; margin:19px auto 0; }
.information { display:grid; grid-template-columns:minmax(240px,.72fr) minmax(460px,1.28fr); gap:60px; padding:88px 0 72px; }.information-intro h2 { font-size:clamp(26px,3vw,36px); line-height:1.15; letter-spacing:-.045em; }.information-intro > p:last-child { color:var(--muted); font-size:14px; line-height:1.7; margin:17px 0 0; }.information-list { display:grid; gap:13px; }.information-list article { background:var(--surface); border:1px solid var(--line); border-radius:14px; padding:25px 27px; }.information-list h3 { font-size:16px; letter-spacing:-.03em; margin:0 0 12px; }.information-list p,.information-list ol { color:var(--muted); font-size:13px; line-height:1.75; margin:0; }.information-list ol { padding-left:20px; }.information-list strong { color:var(--ink); }.site-footer { display:flex; justify-content:space-between; align-items:center; border-top:1px solid var(--line); padding:23px 0 8px; color:var(--muted); font-size:12px; }.site-footer p { margin:0; }.site-footer nav { display:flex; gap:20px; }.site-footer a { color:var(--muted); text-decoration:none; }.site-footer a:hover { color:var(--green); }
.back-link { color:var(--muted); font-size:13px; text-decoration:none; }.back-link:hover { color:var(--green); }.policy-shell { max-width:880px; }.policy { max-width:700px; margin:12px auto 78px; }.policy h1 { margin-bottom:14px; }.policy > p { color:var(--muted); line-height:1.8; font-size:15px; }.policy .policy-date { font:11px "DM Mono",monospace; color:#64726c; margin-bottom:32px; }.policy h2 { font-size:19px; letter-spacing:-.035em; margin:35px 0 9px; }
@media (prefers-color-scheme:dark) { :root { --ink:#edf4ef; --muted:#aab9b0; --line:#30443a; --paper:#102019; --surface:#17291f; --green:#51c491; --green-soft:#173b2d; --red:#f38a84; --red-soft:#452927; --navy:#d7eee0; --shadow:0 16px 50px rgba(0,0,0,.28); } label,.range-copy,.tax-heading h3,.tax-toggle,.breakdown h3,.chart-heading { color:#c9d8cf; } #ticker,.money-input,.tax-rate-input { background:#112019; border-color:#466055; } .quote-card { background:#20352a; } .input-mode { background:#21362b; } .mode-button { color:#b5c5bb; } .mode-button:hover { background:#2d4739; } .mode-button.active { color:var(--ink); background:#183026; box-shadow:0 1px 3px rgba(0,0,0,.25); } .price-tag { color:var(--ink); background:#21362b; border-color:#3b5548; } .price-tag input { color:var(--ink); } .price-slider { background:linear-gradient(90deg,var(--green) 50%,#42594d 50%); } .price-slider::-webkit-slider-thumb,.price-slider::-moz-range-thumb { background:#e8f3eb; } .reset-range,.secondary-button { color:var(--ink); background:#21362b; } .reset-range:hover,.secondary-button:hover { background:#2d4739; } .terms-dialog { background:var(--surface); } .terms-dialog::backdrop { background:rgba(0,0,0,.63); } .breakdown dl div { border-color:#2a4035; } .policy .policy-date { color:#9aac9f; } }
@media (max-width:760px) { .app-shell{padding:18px 16px 26px}.topbar{padding-bottom:37px}.topbar-note{display:none}.intro{margin-bottom:27px}.calculator{grid-template-columns:1fr}.input-panel{border-right:0;border-bottom:1px solid var(--line)}.input-panel,.outcome-panel{padding:24px 20px}.result-grid{gap:7px}.result-grid article{padding:11px 8px}.chart-heading{font-size:10px}.range-settings{grid-template-columns:1fr 1fr}.reset-range{grid-column:span 2}.breakdown dl{grid-template-columns:1fr}.information{grid-template-columns:1fr;gap:28px;padding:65px 0 48px}.information-list article{padding:22px 20px}.site-footer{padding-top:20px}.tax-heading{align-items:flex-start;flex-direction:column}.terms-actions{flex-direction:column-reverse}.terms-actions button{width:100%} }
@media (prefers-color-scheme:dark) { .brand-mark { color:#fff; background:#087451; border:1px solid #63d5a5; font-family:Manrope,system-ui,sans-serif; font-weight:800; text-shadow:0 1px 2px rgba(0,0,0,.28); } button:not(.mode-button):not(.reset-range):not(.secondary-button) { background:#1d845f; color:#fff; } button:not(.mode-button):not(.reset-range):not(.secondary-button):hover { background:#31a477; } #ticker { background:#112019; color:var(--ink); } .money-input input,.tax-rate-input input { background:transparent; color:var(--ink); } .money-input input:-webkit-autofill,.tax-rate-input input:-webkit-autofill { -webkit-text-fill-color:var(--ink); -webkit-box-shadow:0 0 0 1000px #112019 inset; } }
.terms-actions button { height:40px; }
button:disabled { cursor:wait; opacity:.72; transform:none; }
.ticker-field { position:relative; flex:1; min-width:0; }.ticker-field #ticker { width:100%; }.ticker-search { position:absolute; z-index:5; top:49px; left:0; width:100%; overflow:hidden; background:var(--surface); border:1px solid var(--line); border-radius:9px; box-shadow:var(--shadow); }.ticker-search button { display:grid; grid-template-columns:auto 1fr; gap:7px; width:100%; padding:10px 12px; text-align:left; border-radius:0; color:var(--ink); background:var(--surface); }.ticker-search button:hover { background:var(--green-soft); transform:none; }.ticker-search strong { font:700 12px "DM Mono",monospace; }.ticker-search span { color:var(--muted); font-size:11px; overflow:hidden; text-overflow:ellipsis; white-space:nowrap; }
@media (prefers-color-scheme:dark) { .ticker-search button { background:var(--surface); color:var(--ink); } }
.range-settings { grid-template-columns:1fr 1fr minmax(126px,.72fr); align-items:start; }
.range-preset select,.percent-input { width:100%; height:43px; border:1px solid #b9c9c1; border-radius:9px; background:var(--surface); color:var(--ink); font:500 12px "DM Mono",monospace; }
.range-preset select { padding:0 10px; outline:0; }
.range-preset select:focus,.percent-input:focus-within { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }
.custom-range-field { margin-top:9px; }.custom-range-field label { font-size:10px; }
.percent-input { display:flex; align-items:center; gap:4px; padding:0 10px; }
.percent-input input { width:100%; min-width:0; border:0; outline:0; background:transparent; color:var(--ink); font:500 12px "DM Mono",monospace; }
.percent-input span { color:var(--muted); font:12px "DM Mono",monospace; }
@media (prefers-color-scheme:dark) { .range-preset select,.percent-input { background:#112019; border-color:#466055; } }
@media (max-width:760px) { .range-preset { grid-column:span 2; } }
.range-settings { grid-template-columns:1fr 1fr auto; align-items:end; }
.range-menu { position:relative; align-self:end; }.range-menu-toggle { display:inline-flex; align-items:center; justify-content:center; gap:7px; white-space:nowrap; }
.range-options { position:absolute; z-index:12; top:100%; right:0; min-width:132px; overflow:hidden; border:1px solid var(--line); border-radius:9px; background:var(--surface); box-shadow:var(--shadow); }
.range-options button { display:block; width:100%; height:36px; padding:0 12px; border-radius:0; color:var(--navy); background:#edf3ef; font-size:11px; text-align:left; transform:none; }.range-options button:hover { background:#dcebe3; transform:none; }
.custom-range-field { grid-column:3; margin-top:0; }.custom-range-field label { margin-bottom:6px; }
@media (prefers-color-scheme:dark) { .range-options button:not(.mode-button):not(.reset-range):not(.secondary-button) { color:var(--ink); background:#21362b; }.range-options button:not(.mode-button):not(.reset-range):not(.secondary-button):hover { background:#2d4739; } }
@media (max-width:760px) { .range-menu { grid-column:span 2; justify-self:start; }.range-options { left:0; right:auto; }.custom-range-field { grid-column:span 2; max-width:180px; } }
.dividend-grid { margin-top:14px; }.number-input { display:flex; align-items:center; gap:6px; height:43px; padding:0 11px; border:1px solid #b9c9c1; border-radius:9px; transition:.15s; }.number-input:focus-within { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }.number-input input { width:100%; border:0; outline:0; font-size:13px; }.number-input span { color:var(--muted); font:11px "DM Mono",monospace; white-space:nowrap; }
@media (prefers-color-scheme:dark) { .number-input { background:#112019; border-color:#466055; }.number-input input { background:transparent; color:var(--ink); } }
.topbar-actions { display:flex; align-items:center; gap:16px; }.scenario-toggle { height:36px; padding:0 12px; }
.scenario-drawer { position:fixed; z-index:50; top:16px; right:16px; bottom:16px; width:min(380px,calc(100vw - 32px)); overflow-y:auto; padding:24px; border:1px solid var(--line); border-radius:16px; background:var(--surface); color:var(--ink); box-shadow:0 24px 70px rgba(18,35,30,.25); }
.scenario-drawer-heading { display:flex; justify-content:space-between; align-items:flex-start; gap:14px; margin-bottom:13px; }.scenario-drawer .eyebrow { margin-bottom:6px; }.scenario-drawer h2 { font-size:19px; }.scenario-close { height:35px; padding:0 10px; }
.scenario-privacy { margin:0 0 20px; color:var(--muted); font-size:11px; line-height:1.55; }.scenario-drawer label { margin-top:15px; }.scenario-input,.scenario-note { width:100%; border:1px solid #b9c9c1; border-radius:9px; background:var(--surface); color:var(--ink); outline:0; font:500 12px "DM Mono",monospace; }.scenario-input { height:43px; padding:0 11px; }.scenario-note { min-height:100px; padding:11px; resize:vertical; line-height:1.55; }.scenario-input:focus,.scenario-note:focus { border-color:var(--green); box-shadow:0 0 0 3px rgba(12,138,97,.13); }
.scenario-actions { display:flex; gap:8px; margin-top:13px; }.scenario-actions button { height:40px; }.scenario-status { min-height:17px; margin:10px 0 0; color:var(--green); font-size:11px; }.scenario-list { display:grid; gap:10px; margin-top:16px; padding-top:16px; border-top:1px solid var(--line); }.scenario-empty { margin:0; color:var(--muted); font-size:12px; }
.scenario-card { padding:13px; border:1px solid var(--line); border-radius:10px; }.scenario-card h3 { margin:0; font-size:13px; }.scenario-card p { margin:6px 0 0; color:var(--muted); font-size:11px; line-height:1.5; }.scenario-card .scenario-summary { color:var(--ink); font-family:"DM Mono",monospace; }.scenario-card-actions { display:flex; gap:7px; margin-top:11px; }.scenario-card-actions button { height:32px; padding:0 10px; font-size:10px; }
@media (prefers-color-scheme:dark) { .scenario-input,.scenario-note { background:#112019; border-color:#466055; }.scenario-input::placeholder,.scenario-note::placeholder { color:#8ea197; } }
@media (max-width:760px) { .topbar-actions { gap:8px; }.scenario-toggle { height:34px; font-size:10px; }.scenario-drawer { top:8px; right:8px; bottom:8px; width:calc(100vw - 16px); padding:20px; }.scenario-actions { flex-direction:column; }.scenario-actions button { width:100%; } }
.site-nav { display:flex; align-items:center; gap:17px; }.site-nav > a,.calculator-nav summary { color:var(--muted); font-size:12px; font-weight:700; text-decoration:none; white-space:nowrap; }.site-nav > a:hover,.calculator-nav summary:hover { color:var(--green); }.calculator-nav { position:relative; }.calculator-nav summary { display:flex; align-items:center; gap:5px; cursor:pointer; list-style:none; }.calculator-nav summary::-webkit-details-marker { display:none; }.calculator-nav[open] summary { color:var(--green); }
.calculator-nav-menu { position:absolute; z-index:30; top:100%; left:-12px; width:250px; padding:8px; border:1px solid var(--line); border-radius:12px; background:var(--surface); box-shadow:var(--shadow); }.calculator-nav-menu a,.nav-coming-soon { display:flex; flex-direction:column; gap:3px; padding:10px 11px; border-radius:8px; color:var(--ink); font-size:11px; line-height:1.35; text-decoration:none; }.calculator-nav-menu a:hover { background:var(--green-soft); color:var(--ink); }.calculator-nav-menu strong { font-size:12px; }.calculator-nav-menu small { color:var(--muted); font:10px "DM Mono",monospace; }.nav-coming-soon { color:var(--muted); cursor:default; }.nav-coming-soon:not(:last-child) { border-bottom:1px solid var(--line); }
@media (max-width:980px) { .topbar { gap:18px; }.topbar-note { display:none; }.site-nav { gap:13px; } }
@media (max-width:760px) { .topbar { flex-wrap:wrap; gap:14px; padding-bottom:32px; }.topbar-actions { margin-left:auto; }.site-nav { order:3; width:100%; gap:14px; flex-wrap:wrap; overflow:visible; padding-bottom:2px; }.site-nav > a,.calculator-nav summary { font-size:11px; }.calculator-nav-menu { left:0; width:min(250px,calc(100vw - 32px)); } }

.information-list a { color:var(--green); font-weight:700; }
.more-calculators { padding:0 0 12px; }
.more-calculators > h2 { max-width:720px; font-size:clamp(26px,3vw,36px); line-height:1.15; letter-spacing:-.045em; }
.more-calculators > p:not(.eyebrow) { color:var(--muted); font-size:14px; line-height:1.7; margin:15px 0 24px; }
.calculator-cards { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:13px; }
.calculator-cards a { display:flex; flex-direction:column; align-items:flex-start; padding:24px; border:1px solid var(--line); border-radius:14px; background:var(--surface); color:var(--ink); text-decoration:none; }
.calculator-cards a:hover { border-color:var(--green); }
.calculator-cards a:focus-visible { outline:3px solid var(--green); outline-offset:3px; }
.calculator-cards h3 { font-size:16px; letter-spacing:-.03em; margin:0 0 10px; }
.calculator-cards p { color:var(--muted); font-size:13px; line-height:1.7; margin:0 0 18px; }
.calculator-cards span { color:var(--green); font-size:12px; font-weight:800; margin-top:auto; }
.faq-section { padding-top:76px; scroll-margin-top:20px; }
@media (max-width:1000px) {
  body { min-width:0; }
  .calculator { grid-template-columns:minmax(0,1fr); }
  .input-panel { border-right:0; border-bottom:1px solid var(--line); }
  .input-panel,.outcome-panel,.field-grid > div,.range-settings > div { min-width:0; }
  .outcome-panel .panel-heading { flex-wrap:wrap; justify-content:flex-start; gap:10px; }
  .outcome-panel .panel-heading h2 { margin-right:auto; }
  .money-input input,.number-input input { min-width:0; }
  .input-mode { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .field-grid,.range-settings { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .result-grid { grid-template-columns:repeat(3,minmax(0,1fr)); }
  .information { grid-template-columns:minmax(0,1fr); gap:28px; }
  .information-intro,.information-list { min-width:0; }
  .calculator-cards { grid-template-columns:1fr; }
  .site-footer { align-items:flex-start; gap:14px; flex-direction:column; }
  .site-footer nav { flex-wrap:wrap; gap:12px 20px; }
  .faq-section { padding-top:56px; }
}

/* Account for the page's 1.2 zoom so the dialog remains inside the viewport. */
.contact-dialog { width:min(500px,calc(100% - 32px)); max-height:calc(83.333dvh - 32px); overflow-y:auto; overscroll-behavior:contain; padding:27px; border:1px solid var(--line); border-radius:16px; background:var(--surface); color:var(--ink); box-shadow:0 24px 70px rgba(18,35,30,.25); }
.contact-dialog::backdrop { background:rgba(15,34,28,.62); }
.contact-dialog-heading { display:flex; align-items:flex-start; justify-content:space-between; gap:18px; }
.contact-dialog-heading .eyebrow { margin-bottom:8px; }
.contact-dialog h2 { font-size:25px; letter-spacing:-.04em; }
.contact-close { width:32px; height:32px; padding:0; font-size:20px; }
.contact-intro,.contact-note,.contact-email-fallback,.contact-success p { color:var(--muted); font-size:13px; line-height:1.6; }
.contact-intro { margin:10px 0 20px; }
.contact-dialog label { margin:15px 0 6px; }
.contact-dialog label span { color:var(--muted); font-weight:400; }
.contact-dialog input:not([type="hidden"]),.contact-dialog select,.contact-dialog textarea { display:block; width:100%; padding:11px 12px; border:1px solid var(--line); border-radius:9px; background:var(--paper); color:var(--ink); font:400 14px Manrope,system-ui,sans-serif; }
.contact-dialog input:focus,.contact-dialog select:focus,.contact-dialog textarea:focus { outline:2px solid var(--green); outline-offset:1px; }
.contact-dialog textarea { min-height:104px; resize:vertical; }
.contact-count { margin:5px 0 0; color:var(--muted); text-align:right; font:11px "DM Mono",monospace; }
.contact-note { margin:10px 0 16px; }
.contact-dialog a { color:var(--green); }
.contact-send { width:100%; min-height:43px; }
.contact-status { color:var(--red); font-size:12px; line-height:1.5; }
.contact-email-fallback { margin:15px 0 0; font-size:12px; }
.contact-success button { min-height:40px; }
@media (max-width:760px) { .contact-dialog { padding:20px; } }

/* Keep large calculator results readable instead of allowing them to collide on narrow screens. */
@media (max-width:520px) {
  .result-grid { gap:5px; }
  .result-grid article { min-width:0; padding:10px 6px; overflow:hidden; }
  .result-grid p { font-size:8px; line-height:1.25; overflow-wrap:anywhere; }
  .result-grid strong { display:block; font-size:clamp(10px,3.2vw,13px); letter-spacing:-.085em; overflow-wrap:anywhere; }
  .breakdown dl div { gap:6px; min-width:0; }
  .breakdown dt { min-width:0; }
  .breakdown dd { font-size:10px; letter-spacing:-.055em; }
  .chart-heading { flex-wrap:wrap; gap:7px; }
}

.trust-section { padding:76px 0 8px; }
.trust-intro { max-width:690px; }
.trust-intro h2,.about-section h2,.about-contact h2 { font-size:clamp(26px,3vw,36px); line-height:1.15; letter-spacing:-.045em; }
.trust-intro > p:last-child { max-width:630px; margin:16px 0 0; color:var(--muted); font-size:14px; line-height:1.7; }
.trust-grid,.about-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:13px; margin-top:27px; }
.trust-grid article,.about-grid article { min-width:0; padding:23px; border:1px solid var(--line); border-radius:14px; background:var(--surface); }
.trust-grid h3,.about-grid h2,.about-grid h3 { margin:0 0 10px; font-size:15px; letter-spacing:-.03em; }
.trust-grid p,.about-grid p { margin:0; color:var(--muted); font-size:13px; line-height:1.7; }
.trust-links { margin:20px 0 0; color:var(--muted); font-size:12px; line-height:1.65; }
.trust-links a,.about-page a:not(.brand):not(.about-contact-link) { color:var(--green); font-weight:800; }

.about-page { max-width:940px; margin:0 auto 70px; }
.about-hero { max-width:730px; padding:12px 0 56px; }
.about-hero h1 { max-width:700px; }
.about-hero > p:last-child { max-width:620px; margin:18px 0 0; color:var(--muted); font-size:16px; line-height:1.7; }
.about-grid { grid-template-columns:repeat(2,minmax(0,1fr)); margin-top:0; }
.about-grid article { padding:27px; }
.about-grid h2 { font-size:19px; }
.about-section { padding:80px 0 0; }
.about-section > .eyebrow { margin-bottom:12px; }
.about-section > h2 { max-width:680px; margin:0; }
.about-steps { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:13px; margin-top:28px; }
.about-steps article { min-width:0; padding:24px; border:1px solid var(--line); border-radius:14px; background:var(--surface); }
.about-steps span { display:block; margin-bottom:24px; color:var(--green); font:500 12px "DM Mono",monospace; }
.about-steps h3 { margin:0 0 10px; font-size:16px; letter-spacing:-.03em; }
.about-steps p { margin:0; color:var(--muted); font-size:13px; line-height:1.7; }
.about-details .about-grid { margin-top:27px; }
.about-contact { display:flex; align-items:center; justify-content:space-between; gap:28px; margin-top:80px; padding:31px; border:1px solid var(--line); border-radius:16px; background:var(--green-soft); }
.about-contact h2 { margin:0; font-size:25px; }
.about-contact p:last-child { max-width:570px; margin:11px 0 0; color:var(--muted); font-size:13px; line-height:1.7; }
.about-contact-link { display:inline-flex; align-items:center; justify-content:center; gap:8px; flex:none; min-height:42px; padding:0 15px; border-radius:9px; background:var(--green); color:#fff; font:700 12px Manrope,sans-serif; text-decoration:none; white-space:nowrap; transition:background .15s,transform .15s; }
.about-contact-link:hover { background:#087451; transform:translateY(-1px); }
@media (max-width:760px) {
  .trust-section,.about-section { padding-top:58px; }
  .trust-grid,.about-grid,.about-steps { grid-template-columns:1fr; }
  .trust-grid article,.about-grid article,.about-steps article { padding:21px; }
  .about-hero { padding-bottom:42px; }
  .about-contact { align-items:flex-start; flex-direction:column; margin-top:58px; padding:24px; }
}

.guide-page { max-width:1040px; margin:0 auto 70px; }
.guide-hero { max-width:760px; padding:12px 0 52px; }
.guide-hero h1 { max-width:730px; }
.guide-hero > p:not(.eyebrow):not(.guide-meta) { max-width:670px; margin:18px 0 0; color:var(--muted); font-size:16px; line-height:1.7; }
.guide-meta { margin:18px 0 0; color:var(--muted); font:11px "DM Mono",monospace; }
.guide-layout { display:grid; grid-template-columns:205px minmax(0,1fr); gap:64px; align-items:start; }
.guide-toc { position:sticky; top:20px; display:grid; gap:8px; padding:16px 0; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.guide-toc p { margin:0 0 3px; color:var(--ink); font-size:11px; font-weight:800; text-transform:uppercase; letter-spacing:.06em; }
.guide-toc a { color:var(--muted); font-size:12px; line-height:1.4; text-decoration:none; }
.guide-toc a:hover { color:var(--green); }
.guide-content { min-width:0; }
.guide-lede { margin:0 0 37px; color:var(--ink); font-size:18px; line-height:1.65; letter-spacing:-.02em; }
.guide-content section { padding:0 0 37px; margin-bottom:37px; border-bottom:1px solid var(--line); scroll-margin-top:24px; }
.guide-content h2 { margin:0 0 14px; font-size:25px; letter-spacing:-.04em; }
.guide-content h3 { margin:0 0 8px; font-size:15px; letter-spacing:-.025em; }
.guide-content p,.guide-content li { color:var(--muted); font-size:14px; line-height:1.8; }
.guide-content p { margin:0 0 15px; }
.guide-content ul { display:grid; gap:8px; padding-left:21px; margin:0 0 15px; }
.guide-formula { padding:15px 17px; border-left:3px solid var(--green); border-radius:0 9px 9px 0; background:var(--green-soft); color:var(--ink)!important; font:500 13px "DM Mono",monospace; line-height:1.6!important; }
.guide-example { display:grid; gap:0; margin:20px 0; padding:4px 18px; border:1px solid var(--line); border-radius:13px; background:var(--surface); }
.guide-example div { display:flex; justify-content:space-between; gap:18px; padding:12px 0; border-bottom:1px solid var(--line); color:var(--muted); font-size:12px; }
.guide-example strong { color:var(--ink); font:500 12px "DM Mono",monospace; text-align:right; }
.guide-example .guide-example-total { border-bottom:0; color:var(--green); font-weight:800; }
.guide-example-total strong { color:var(--green); }
.guide-callout { margin:21px 0; padding:20px; border:1px solid var(--line); border-radius:12px; background:color-mix(in srgb,var(--green-soft) 55%,var(--surface)); }
.guide-callout p { margin:0; font-size:13px; }
.guide-next { padding:29px!important; border:1px solid var(--line)!important; border-radius:16px; background:var(--surface); }
.guide-next h2 { font-size:23px; }
.guide-next p:last-of-type { max-width:610px; }
@media (max-width:760px) {
  .guide-hero { padding-bottom:40px; }
  .guide-layout { grid-template-columns:1fr; gap:26px; }
  .guide-toc { position:static; grid-template-columns:1fr 1fr; gap:9px 14px; padding:14px 0; }
  .guide-toc p { grid-column:span 2; }
  .guide-lede { font-size:16px; }
  .guide-content section { padding-bottom:30px; margin-bottom:30px; }
  .guide-content h2 { font-size:23px; }
  .guide-example { padding:4px 14px; }
  .guide-example div { align-items:flex-start; flex-direction:column; gap:4px; }
  .guide-example strong { text-align:left; }
}

.guide-hub-card { display:flex; flex-direction:column; align-items:flex-start; gap:8px; margin:28px 0 36px; padding:24px; border:1px solid var(--line); border-radius:14px; background:var(--surface); color:var(--ink); text-decoration:none; transition:border-color .15s,transform .15s; }
.guide-hub-card:hover { border-color:var(--green); transform:translateY(-1px); }
.guide-hub-card .eyebrow { margin:0 0 2px; font-size:10px; }
.guide-hub-card strong { font-size:19px; letter-spacing:-.04em; }
.guide-hub-card small { max-width:600px; color:var(--muted); font-size:13px; line-height:1.65; }
.guide-hub-card em { margin-top:4px; color:var(--green); font-size:12px; font-style:normal; font-weight:800; }

/* Light mode remains a first-class presentation rather than inheriting the dark workspace. */
@media (prefers-color-scheme:light) {
  :root { color-scheme:light; --ink:#14211e; --muted:#62736b; --line:#cfded6; --paper:#f4faf6; --surface:#ffffff; --green:#0c8a61; --green-soft:#e3f5ed; --red:#bd4b45; --red-soft:#f9e9e7; --navy:#173e35; --shadow:0 16px 50px rgba(28,55,47,.10); }
  body { background:radial-gradient(circle at 26% 17%,rgba(74,184,133,.15),transparent 32%),radial-gradient(circle at 85% 0,rgba(40,135,99,.1),transparent 30%),var(--paper); }
  label,.range-copy,.tax-heading h3,.tax-toggle,.breakdown h3,.chart-heading { color:#43534d; }
  #ticker,.money-input,.tax-rate-input,.number-input,.percent-input,.range-preset select { background:#fff; border-color:#b9c9c1; }
  .quote-card { background:#f1f6f3; }.input-mode { background:#edf3ef; }.mode-button { color:#5f6f68; }.mode-button:hover { background:#e1ebe5; }.mode-button.active { color:var(--navy); background:#fff; box-shadow:0 1px 3px rgba(19,62,53,.12); }
  .price-tag { color:var(--navy); background:#edf3ef; border-color:#d6e4dc; }.price-tag input { color:var(--navy); }.price-slider { background:linear-gradient(90deg,var(--green) 50%,#dbe4df 50%); }.price-slider::-webkit-slider-thumb,.price-slider::-moz-range-thumb { background:#fff; }
  .reset-range,.secondary-button { color:var(--navy); background:#edf3ef; }.reset-range:hover,.secondary-button:hover { background:#dcebe3; }.terms-dialog { background:var(--surface); }.terms-dialog::backdrop { background:rgba(15,34,28,.48); }.breakdown dl div { border-color:#edf1ee; }.policy .policy-date { color:#64726c; }
  .brand-mark { color:#fff; background:var(--navy); border:0; font-family:Georgia,serif; font-weight:400; text-shadow:none; }
  button:not(.mode-button):not(.reset-range):not(.secondary-button) { background:var(--navy); color:#fff; } button:not(.mode-button):not(.reset-range):not(.secondary-button):hover { background:#22594b; }
  .ticker-search button,.scenario-input,.scenario-note { background:var(--surface); color:var(--ink); }.scenario-input,.scenario-note { border-color:#b9c9c1; }
  .intro .intro-copy,.tool-intro .intro-copy,.purchase-intro .intro-copy,.guide-hero > p:not(.guide-meta),.about-hero > p:last-child,.policy > p:not(.policy-date) { color:var(--muted); }
}

/* One visual language across the site: retirement's dark field and quiet green glow. */
body { min-height:100vh; background:radial-gradient(circle at 26% 17%,rgba(58,151,110,.2),transparent 32%),radial-gradient(circle at 85% 0,rgba(12,92,65,.17),transparent 30%),#09251d; }
label,.range-copy,.tax-heading h3,.tax-toggle,.breakdown h3,.chart-heading { color:#c9d8cf; }
#ticker,.money-input,.tax-rate-input,.number-input,.percent-input,.range-preset select { background:#112019; border-color:#466055; }
#ticker { color:var(--ink); }
.money-input input,.tax-rate-input input,.number-input input,.percent-input input { background:transparent; color:var(--ink); }
.quote-card { background:#20352a; }.input-mode { background:#21362b; }.mode-button { color:#b5c5bb; }.mode-button:hover { background:#2d4739; }.mode-button.active { color:var(--ink); background:#183026; box-shadow:0 1px 3px rgba(0,0,0,.25); }
.price-tag { color:var(--ink); background:#21362b; border-color:#3b5548; }.price-tag input { color:var(--ink); }.price-slider { background:linear-gradient(90deg,var(--green) 50%,#42594d 50%); }.price-slider::-webkit-slider-thumb,.price-slider::-moz-range-thumb { background:#e8f3eb; }
.reset-range,.secondary-button { color:var(--ink); background:#21362b; }.reset-range:hover,.secondary-button:hover { background:#2d4739; }.terms-dialog { background:var(--surface); }.terms-dialog::backdrop { background:rgba(0,0,0,.63); }.breakdown dl div { border-color:#2a4035; }.policy .policy-date { color:#9aac9f; }
.brand-mark { color:#fff; background:#087451; border:1px solid #63d5a5; font-family:Manrope,system-ui,sans-serif; font-weight:800; text-shadow:0 1px 2px rgba(0,0,0,.28); }
button:not(.mode-button):not(.reset-range):not(.secondary-button) { background:#1d845f; color:#fff; } button:not(.mode-button):not(.reset-range):not(.secondary-button):hover { background:#31a477; }
.ticker-search button,.scenario-input,.scenario-note { background:var(--surface); color:var(--ink); }.scenario-input,.scenario-note { border-color:#466055; }

/* Page titles use the more compact retirement treatment; only the top-level eyebrows are removed. */
.intro,.tool-intro,.purchase-intro,.guide-hero,.about-hero,.policy { margin-bottom:27px; }
.intro > .eyebrow,.tool-intro > .eyebrow,.purchase-intro > .eyebrow,.guide-hero > .eyebrow,.about-hero > .eyebrow,.policy > .eyebrow:first-child { display:none; }
.intro h1,.tool-intro h1,.purchase-intro h1,.guide-hero h1,.about-hero h1,.policy > h1 { max-width:780px; font-size:clamp(35px,4.2vw,48px)!important; line-height:1.08; letter-spacing:-.055em; }
.intro .intro-copy,.tool-intro .intro-copy,.purchase-intro .intro-copy,.guide-hero > p:not(.guide-meta),.about-hero > p:last-child,.policy > p:not(.policy-date) { max-width:670px; margin-top:10px; color:#d2e2d7; font-size:14px; line-height:1.65; }
.purchase-intro { margin:0 0 27px!important; text-align:left!important; }.purchase-intro h1 { margin:0!important; }.purchase-intro .intro-copy { margin:10px 0 0!important; }
@media (max-width:760px) { .intro,.tool-intro,.purchase-intro,.guide-hero,.about-hero,.policy { margin-bottom:24px; }.intro h1,.tool-intro h1,.purchase-intro h1,.guide-hero h1,.about-hero h1,.policy > h1 { font-size:33px!important; } }

/* Must remain last: these values intentionally win over the shared dark workspace rules. */
@media (prefers-color-scheme:light) {
  :root { color-scheme:light; --ink:#14211e; --muted:#62736b; --line:#cfded6; --paper:#f4faf6; --surface:#fff; --green:#0c8a61; --green-soft:#e3f5ed; --red:#bd4b45; --red-soft:#f9e9e7; --navy:#173e35; --shadow:0 16px 50px rgba(28,55,47,.10); }
  body { background:radial-gradient(circle at 26% 17%,rgba(74,184,133,.15),transparent 32%),radial-gradient(circle at 85% 0,rgba(40,135,99,.1),transparent 30%),var(--paper); }
  label,.range-copy,.tax-heading h3,.tax-toggle,.breakdown h3,.chart-heading { color:#43534d; }
  #ticker,.money-input,.tax-rate-input,.number-input,.percent-input,.range-preset select { background:#fff; border-color:#b9c9c1; }
  .quote-card { background:#f1f6f3; }.input-mode { background:#edf3ef; }.mode-button { color:#5f6f68; }.mode-button:hover { background:#e1ebe5; }.mode-button.active { color:var(--navy); background:#fff; box-shadow:0 1px 3px rgba(19,62,53,.12); }
  .price-tag { color:var(--navy); background:#edf3ef; border-color:#d6e4dc; }.price-tag input { color:var(--navy); }.price-slider { background:linear-gradient(90deg,var(--green) 50%,#dbe4df 50%); }.price-slider::-webkit-slider-thumb,.price-slider::-moz-range-thumb { background:#fff; }
  .reset-range,.secondary-button { color:var(--navy); background:#edf3ef; }.reset-range:hover,.secondary-button:hover { background:#dcebe3; }.terms-dialog { background:var(--surface); }.terms-dialog::backdrop { background:rgba(15,34,28,.48); }.breakdown dl div { border-color:#edf1ee; }.policy .policy-date { color:#64726c; }
  .brand-mark { color:#fff; background:var(--navy); border:0; font-family:Georgia,serif; font-weight:400; text-shadow:none; }
  button:not(.mode-button):not(.reset-range):not(.secondary-button) { background:var(--navy); color:#fff; } button:not(.mode-button):not(.reset-range):not(.secondary-button):hover { background:#22594b; }
  .ticker-search button,.scenario-input,.scenario-note { background:var(--surface); color:var(--ink); }.scenario-input,.scenario-note { border-color:#b9c9c1; }
  .intro .intro-copy,.tool-intro .intro-copy,.purchase-intro .intro-copy,.guide-hero > p:not(.guide-meta),.about-hero > p:last-child,.policy > p:not(.policy-date) { color:var(--muted); }
}