10 years
—What if I invested it instead?
Enter a one-time purchase or a recurring expense and see what investing that money instead could hypothetically become over time.
20 years
—30 years
—Hypothetical illustration only. Investment returns vary and can be negative; this is not a prediction or a guarantee.
Try another purchase
Pick a common expense to update the calculator.
A thought experiment, not a recommendation.
How it works
A one-time purchase is invested once. A recurring expense is added at the selected frequency and compounded at the same frequency. It excludes fees, taxes, withdrawals, inflation, and dividends.
Why the results change
Time and return assumptions have a large effect. A higher number is not a forecast, and a real investment can lose value.