RETIREMENT PLANNER

Retirement Calculator

See how your savings, contributions, and investment returns could add up over time. Adjust the inputs to explore different scenarios for your retirement.

Your plan

Start with today's details, then add your retirement goals and assumptions.

Current age

years

Annual pre-tax income

Current retirement savings

Monthly contribution

Monthly budget in retirement

Other monthly retirement income

Advanced details

These assumptions affect the long-term estimate. They are not predictions.

Retirement age

years

Life expectancy

years

Pre-retirement return

Post-retirement return

Annual inflation

Annual income increase

The model assumes monthly contributions, constant return and inflation assumptions, and a level monthly withdrawal over the retirement years you enter.

Saved plans

Plans are saved only in this browser on this device.

No saved plans yet.

Age	Total contributions	Projected savings

HOW THIS CALCULATOR WORKS

It turns your savings, income, goals, and assumptions into one hypothetical retirement outlook.

1. Add today’s details

Enter your age, income, current savings, and monthly contribution. Contributions can be entered as a dollar amount or a percentage of income.

2. Set retirement goals

Add a retirement budget and any other expected monthly income. A budget can be entered as future dollars or as a percentage of future income.

3. Review the outlook

Use the advanced details to set ages, returns, inflation, and income growth. Then compare projected income with your modeled budget and save plans locally.

Read the retirement planning guide See methodology

Important context

A retirement projection is not a retirement plan.

What this models

It estimates a savings balance from a starting amount, regular contributions, assumed income growth, and constant returns. It models a level monthly income over the retirement years you enter.

What this does not model

It does not account for taxes, investment fees, Social Security claiming rules, pensions, employer matches, healthcare, changing spending, market volatility, or your individual circumstances.